| Sprache(n) : |
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| übersetzter Titel
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Early retirement and differential mortality
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Actuarial adjustments in the German statutory pension insurance |
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| übersetzte Zusammenfassung
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| Using micro data of the German statutory pension insurance, the study shows that mortality of men is the higher, the earlier they draw a pension. For female old-age pensioners, however, life expectancy is almost independent of retirement age. Actuarial adjustments aim to compensate the financial consequences of the longer perpetuity period caused by early retirement. Accounting for the mortality differences reveals that the effective fixed adjustments are neither incentive-neutral for the insurants nor burden-neutral for the pension insurance. |
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| Schlagworte: |
| Deutschland, Renteneintrittsalter, Lebenserwartung, Germany, retirement age, life expectancy |
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| DDC Klassifikation : |
| 300 Sozialwissenschaften, Soziologie, Anthropologie |
| 360 Soziale Probleme, Sozialdienste, Versicherungen |
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