goto contents

Stephan Kühntopf

Frühverrentung und differentielle Sterblichkeit : Versicherungsmathematische Abschläge in der gesetzlichen Rentenversicherung

Universität Rostock, 2010

Abstract: Using micro data of the German statutory pension insurance, the study shows that mortality of men is the higher, the earlier they draw a pension. For female old-age pensioners, however, life expectancy is almost independent of retirement age. Actuarial adjustments aim to compensate the financial consequences of the longer perpetuity period caused by early retirement. Accounting for the mortality differences reveals that the effective fixed adjustments are neither incentive-neutral for the insurants nor burden-neutral for the pension insurance.

doctoral thesis   free access    


OPACGVKDataCite Commons


all rights reserved

This work may only be used under the terms of the German Copyright Law (Urheberrechtsgesetz).